Mikro285 Kann man Containerschiffe im Roten Meer gegen den Klimawandel versichern?

·1 hr 4 min·5 clips

Billion-dollar natural disasters now hit every three weeks, not every four months, due to climate change.

The episode begins with housekeeping updates on the podcast's newsletter and funding. Marco shares a personal anecdote about PayPal restricting his account due to a refund from Epic Games to a closed N26 debit card, highlighting customer service issues. The main topic is insuring against climate change, with Johannes explaining that extreme weather events are increasing in frequency and severity. Insurers are raising premiums, exiting risky markets like Florida and California, and leaving gaps in coverage, especially in Asia. New solutions include parametric insurance, which uses sensors and weather data for automatic payouts, and catastrophe bonds that transfer risk to capital markets. Startups are using AI and granular data to offer more affordable policies. The discussion then turns to geopolitical tensions in the Red Sea, where Houthi attacks disrupt shipping. Companies respond with measures like stacheldraht, water cannons, and hiring mercenaries from floating arsenals. Some smaller shipping firms strike deals with the Houthis, while larger ones avoid this to maintain military support. The hosts analyze the broader instability in global trade routes, including the Black Sea and South China Sea. They critique Germany's foreign policy as inconsistent, particularly regarding arms sales to Saudi Arabia, and note that Gulf states view Germany negatively. The episode concludes with picks: Marco recommends the Apple TV series 'Lessons in Chemistry,' and Johannes suggests a New York Times report on Chinese internet scam camps.

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