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Quale BROKER devo usare nel 2026? (per investire e come conto correte)

·42 min·4 clips
Francesco Narmenni reveals the four best brokers for 2026, with no sponsorships or hidden agendas.
The episode is a solo educational guide by Francesco Narmenni on selecting brokers for investing and current accounts in Italy for 2026. He starts by asserting his unbiased approach, rejecting sponsorships to ensure impartial advice. Narmenni introduces four main brokers: Trade Republic, Directa, BG Saxo, and Fineco, noting he will eliminate two later. He explains the need for brokers to invest in ETFs and manage daily finances, highlighting benefits like tax administrative regimes that handle taxes automatically. Security aspects are covered, assuring all brokers are regulated and safe. The comparison uses parameters: important ones include commission structures, accessory costs, asset breadth, and available markets; secondary ones involve platform quality and customer assistance; irrelevant ones are order execution speed and leverage tools. As current accounts, Fineco is the only full bank option, with Trade Republic offering Italian IBAN and 2% interest on liquidity, while Directa and BG Saxo lack real account features. For investing, commissions vary: Trade Republic charges 1 euro per trade, Directa has variable rates, BG Saxo 2 euros, and Fineco a percentage-based fee. Packs (automatic monthly investments) are free on most, crucial for long-term investing. Asset breadth includes ETFs, stocks, and crypto, with Trade Republic allowing direct crypto purchases. Markets access differs, with BG Saxo and Fineco offering global reach. Platform usability is discussed, favoring Trade Republic for simplicity and Fineco for comprehensiveness. Other brokers like Scalable Capital, Hype, and Revolut are mentioned but discarded due to declarative tax regimes or limited assets. The final verdict recommends Trade Republic for zero-cost investing and Fineco for users under 30, advising listeners to verify conditions independently.
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